Privacy Policy

Last updated: August 14, 2026

1. Data Collection

PayoffCalculator does not collect, store, or sell any personally identifiable information (PII) or financial input values. All mortgage and loan computations are processed strictly within your local browser memory.

2. Cookies & Analytics

We use Google Analytics 4 (GA4) to collect anonymous site usage statistics (such as pageview counts and general country locations) to help optimize performance.

3. Third-Party Advertising

We may display privacy-compliant advertisements via network partners. These partners may use cookies to serve relevant contextual ads based on web visits.